“The bakery loan request” is a credit analyst job simulation on FinderK.
You work at Aldwick Business Bank, an original fictional company, and complete 3 assignments in about 65 minutes.
It is for anyone who wants to practice credit analyst work. No previous work experience is required.
Role
Credit analyst
Industry
Banking
Level
Early career
Time
About 65 minutes, 3 assignments
Access
Included in Plus
Created by
FinderK
A well run bakery wants a loan for a second oven and a bigger overdraft. The reported figures pass the bank's tests easily. Normalise them, test the request against the credit policy, find a structure that works and hold the line when a contract arrives that does not count.
Read the full brief
You are a graduate credit analyst at a business bank. A bakery the bank has supported for nine years wants 150,000 pounds for a second oven line and twice its overdraft, and its relationship manager backs it warmly. The headline profit includes an insurance payout, the forecast depends on a coffee chain that has only sent a letter of intent, and the policy counts an overdraft at its full limit. You spread the figures, write the credit paper with a structure that meets policy, and then judge new trading figures and a freshly signed contract. Automated checks confirm your figures and saved work; your judgement is reviewed against the standard for the role.
What is Aldwick Business Bank?
Aldwick Business Bank is a fictional bank lending to small and medium businesses in the north of England. This case is a request from a long-standing customer, Crumb and Co Bakeries Ltd, for a 150,000 pound oven loan and a larger overdraft. It runs from Tuesday 27 to Thursday 29 October 2026. Amounts are in pounds. The credit analyst analyses and recommends; a senior credit officer approves up to 250,000 pounds; the relationship manager tells the customer.
Who do you play?
You are the credit analyst in the Business banking credit team.
You analyse lending requests against the credit policy and recommend a decision. Margit Halvorsen approves up to 250,000 pounds of total borrowing for a customer. Hassan Qureshi presents the customer's case and tells the customer the decision. You never tell a customer or a relationship manager that lending is approved before Margit has signed.
What will you do?
1. Spread the figures and test the request
20 minutes
2. Write the credit paper and recommend a structure
Hassan Qureshi, relationship manager, Business banking
Rosa Kowalski, director and owner, Crumb and Co Bakeries Ltd
These coworkers are fictional. They may make mistakes, so compare their suggestions with the evidence.
Frequently asked questions
How long does “The bakery loan request” take?
About 65 minutes, across 3 assignments. When the time is up, you get 10 minutes to round up and submit. Pausing stops the clock.
Is “The bakery loan request” free?
No. It is included in FinderK Plus. With a free account you can also do it without grading.
Do I need credit analyst experience?
No. No previous work experience is required. The listed level is early career.
What do I get when I finish?
You get feedback on each assignment you submit. Completing all required assignments earns a completion certificate. It records participation and is not professional accreditation.
Is Aldwick Business Bank a real company?
No. Aldwick Business Bank is an original fictional company made for practice. Its coworkers may make mistakes, so check their suggestions against the evidence.
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