Credit and Risk Pricing
Practise judging financial risk. Review a small business loan, price an insurance renewal and handle a forecast gap before results day.
Each module has short lessons with a check question, then a graded simulation. About 4 hours in total, at your own pace.
- Module 1: The bakery loan request
A well run bakery wants a loan for a second oven and a bigger overdraft. The reported figures pass the bank's tests easily. Normalise them, test the request against the credit policy, find a structure that works and hold the line when a contract arrives that does not count.
- Module 2: Price the cold store renewal
A loyal cold store client wants to renew at last year's price with its sprinkler discount, but the survey found burning foam panels in the roof and the backup sprinkler pump has failed. Rate it by the guide, refer it, and hold firm terms with a broker who says a rival is waiting.
- Module 3: The forecast gap in the close period
The internal profit forecast has slipped below what analysts expect, and the company is in its close period. Work out whether the gap triggers the disclosure committee, answer an analyst and a big shareholder without signalling anything, and act fast when the share price moves for no reason.
Skills you will practice
- Assessing a loan application
- Briefing colleagues
- Choosing what to do first
- Compliance monitoring
- Explaining a financial product to a customer
- Financial analysis
- Handling a media inquiry
- Interpreting data tables
- Keeping records others can use
- Preparing a spokesperson for an interview
- Protecting confidential information
- Saying no with reasons
- Testing assumptions
- Underwriting an insurance risk
- Writing reports for decision makers
Frequently asked questions
What is a Skill Path?
A Skill Path is a short course built around real work. Each module has two or three short lessons, then a simulation where you do the job in a fictional company. Your work in each simulation is graded against a rubric.
How long does a Skill Path take?
Most Skill Paths take three to five hours in total. You can stop at any point and pick up where you left off. There are no deadlines.
What do I get when I finish?
When every simulation in the path is complete and graded, you earn a FinderK credential. It lists the work you did and the skills it shows. You can keep it private or share a link to it, for example on LinkedIn.
How much does a Skill Path cost?
Some Skill Paths are included with FinderK Plus, which has a free trial. Others are sold once at a fixed price and stay yours. You can read the first module's lessons for free before you decide.
Do I need experience?
No. Each path states its level. Beginner paths assume no previous experience in the role, and the lessons explain the ideas you need before each simulation.